When a player's HP drops to 0 or below, they enter Memento Mori. A system that decides the grizzly fate of the player.
The player must make a Coin Flip. If they succeed, they are dealt an injury of choice, or can roll a 1D20 on the list of Grievous Injuries found
Here.
If the player's HP drops to or below 0, the player still rolls for Memento Mori, and dies immediately afterwards.